FINANCE & FUNDING SOLUTIONS

FUNDING
STRUCTURED
AROUND YOUR REQUIREMENTS.

FUNDMORE is the finance and funding division of AR Consultancy & Co., providing structured financial assistance and lender coordination to individuals, entrepreneurs, businesses, manufacturers, builders, professionals, and project promoters.

Business Finance Project Finance MSME Funding LAP Machinery Finance Home Loans
Important Note: All funding facilities are subject to applicant eligibility, documentation, credit assessment, lender policies, applicable terms, and final approval by the respective Bank or NBFC.
INTEGRATED FACILITATION ARCHITECTURE

THE FUNDING LIFECYCLE

A transparent progression translating complex capital requirements into lender-aligned financial applications.

01
Requirement
Consultative discussion and detailed capital scoping.
02
Assessment
Profile, financial statements, and security evaluation.
03
Matching
Identification of suitable Banking and NBFC criteria.
04
Application
End-to-end documentation filing and credit coordination.
05
Funding
Institutional credit appraisal, sanction, and disbursement.
ABOUT FUNDMORE

YOUR FINANCE & FUNDING SUPPORT PARTNER.

FUNDMORE is the finance and funding division of AR Consultancy & Co., focused on helping customers navigate the funding process with professional consultation, documentation support, lender coordination, and structured application assistance.

Our objective is to connect eligible applicants with potentially suitable Banking and NBFC funding solutions based on their requirements and financial profile.

UNDERSTAND.

Comprehensive preliminary assessment of business goals, capital structure, and timeline.

STRUCTURE.

Preparing viable documentation proposals aligning applicant capability with lender norms.

CONNECT.

Engaging with appropriate Banks, NBFCs, and financial distribution platforms.

COORDINATE.

Continuous follow-up during credit appraisal and verification till sanction.

GEOGRAPHIC FOOTPRINT

FUNDING SUPPORT ACROSS KEY MARKETS.

FUNDMORE focuses its consultation and coordination services in four key economic hubs. Our ground understanding allows for tailored coordination with regional banking desks and credit officers.

Key Hub GUJARAT Surat, Ahmedabad, Vadodara, Rajkot & statewide
Key Hub MADHYA PRADESH Indore, Bhopal, Jabalpur & regional centers
Key Hub MAHARASHTRA Commercial, MSME & industrial hubs
Key Hub RAJASTHAN Key manufacturing, enterprise & trade zones
REGIONAL COORDINATION PROFILE
Structured financial advisory & desk-level coordination
Gujarat Active Coverage
Madhya Pradesh Active Coverage
Maharashtra Active Coverage
Rajasthan Active Coverage
PORTFOLIO OF SOLUTIONS

FUNDING SOLUTIONS FOR INDIVIDUALS,
BUSINESSES & PROJECTS.

We evaluate the unique attributes of your enterprise or project to identify suitable institutional financing pathways across Banks and NBFCs.

SOLUTION 01

Business Loans

Funding options for eligible businesses requiring finance for business expansion, working capital, operational requirements, and growth initiatives.

  • Business expansion
  • Working capital
  • Operational requirements
  • Growth initiatives
  • Business development
DISCUSS THIS REQUIREMENT

Funding options for eligible businesses requiring finance for:

  • Business expansion
  • Working capital
  • Operational requirements
  • Growth initiatives
  • Business development

Financial assistance for eligible new and existing projects, including:

  • Manufacturing projects
  • Infrastructure projects
  • Commercial projects
  • Renewable energy projects
  • Expansion and modernization
  • Other eligible business projects

Assistance for eligible Micro, Small and Medium Enterprises exploring:

  • MSME business loans
  • Applicable CGTMSE-backed financing
  • Working capital
  • Term loans
  • Business expansion finance

Property-backed funding solutions for eligible customers using acceptable residential, commercial, or other qualifying property as security, subject to lender policies.

  • Business expansion
  • Working capital
  • Project requirements
  • Debt consolidation
  • Property development
  • Other eligible requirements

Financing assistance for eligible businesses seeking to purchase:

  • New machinery
  • Used machinery
  • Industrial equipment
  • Business assets
  • Plant and equipment

Funding solutions designed to support:

  • Day-to-day operations
  • Inventory requirements
  • Cash-flow requirements
  • Business expansion
  • Operational working capital

Home financing solutions for eligible:

  • Salaried individuals
  • Self-employed professionals
  • Business owners
  • Other eligible applicants

Financing options for eligible customers looking to:

  • Purchase a home
  • Construct a home
  • Improve or extend residential property
  • Explore affordable housing finance

FUNDMORE assists eligible applicants in exploring both secured and unsecured financing options through suitable financial institutions based on risk profiling and eligibility.

For larger or specialized requirements, FUNDMORE assists in coordinating customized funding proposals based on project structure, business profile, cash flow, financial requirements, security availability, and lender requirements.

INSTITUTIONAL STRUCTURING
BUSINESS GROWTH
NEEDS STRUCTURED
FINANCE.
Business Finance Solutions
Business Expansion Finance Working Capital Finance Term Loans Machinery & Equipment Finance MSME Funding Secured & Unsecured Business Loans Loan Against Property Business Takeover / Balance Transfer Debt Restructuring & Refinancing
Project Finance Assistance
New Project Setup Manufacturing Projects Commercial Projects Infrastructure Projects Renewable Energy Projects Expansion & Modernization Plant & Machinery Project-Based Working Capital
CREDIT & VIABILITY PARAMETERS

UNDERSTANDING THE FUNDING REQUIREMENT.

Institutional lenders analyze multiple dimensions before establishing credit eligibility. FUNDMORE assists in structuring documents around these critical assessment points.

PARAMETER 01
PROJECT PROFILE
PARAMETER 02
PROMOTER BACKGROUND
PARAMETER 03
FINANCIAL STATEMENTS
PARAMETER 04
PROJECTED CASH FLOWS
PARAMETER 05
EXISTING LIABILITIES
PARAMETER 06
SECURITY AVAILABILITY
PARAMETER 07
PROJECT VIABILITY
PARAMETER 08
OTHER FINANCIAL INFORMATION
STRUCTURED EXECUTION

A SIMPLE & STRUCTURED FUNDING PROCESS.

Our phased execution model eliminates ambiguity, ensuring your file moves systematically from initial scoping to lender credit appraisal.

01

REQUIREMENT DISCUSSION

02

PROFILE ASSESSMENT

03

DOCUMENTATION

04

LENDER IDENTIFICATION

05

APPLICATION & CREDIT PROCESS

06

SANCTION & DISBURSEMENT

DISCUSS ASSESS DOCUMENT MATCH APPLY CREDIT SANCTION DISBURSEMENT
DISTINCTIVE VALUE

WHY FUNDMORE?

We combine financial advisory rigor with wide institutional reach to support your funding journey.

01

MULTIPLE FUNDING OPTIONS

Explore financing possibilities through a dedicated network comprising Banks, NBFCs, and established Financial Distribution Partners.

02

MULTI-STATE PRESENCE

Active operational coordination across Gujarat, Madhya Pradesh, Maharashtra, and Rajasthan.

03

REQUIREMENT-BASED APPROACH

We first understand the customer's funding requirement and financial profile before exploring potentially suitable financing options.

04

END-TO-END COORDINATION

Preliminary assessment, documentation support, lender identification, application coordination, credit-process coordination, and active follow-up.

PROFESSIONAL & TRANSPARENT COMMUNICATION ACROSS:
Documentation Eligibility Lender Requirements Application Procedures Credit Assessment Applicable Terms
INSTITUTIONAL ECOSYSTEM

A NETWORK OF FINANCIAL PARTNERS.

Andromeda logo
Urban Money logo
Ruloans logo
Banking and NBFC partners
Banking and NBFC partners

Our network enables us to explore multiple financing possibilities based on the customer's requirement, eligibility, financial profile, and applicable lender criteria. We do not claim exclusive partnerships.

CONSULTING LEADERSHIP

MEET OUR TEAM
EXPERIENCED PROFESSIONALS.

Pankaj Bagwan

Founder

25 years of experience in the finance industry.

Based in Madhya Pradesh (M.P.)

Dr. Aryankumar Verma

Business Consultant & Co-Founder

Specializes in business consulting and strategic advisory.

Adv. Kiran A. Kushwaha

Legal Consultant

10 years of experience in business law and corporate law.

Aniket Kumar

Business Consultant

10 years of experience in the finance industry.

CRITERIA & VERIFICATION

UNDERSTANDING YOUR FUNDING ELIGIBILITY.

Eligibility varies according to the loan product, lender, applicant profile, financial position, security availability, and funding requirement.

FACTORS LENDERS MAY CONSIDER

  • Applicant / Promoter Profile
  • Business Vintage
  • Annual Turnover
  • Profitability and Cash Flow
  • Banking Transactions
  • Credit History / CIBIL Profile
  • Existing Loans & Liabilities
  • Business Registration & Legal Structure
  • Property or Security
  • Project Viability
  • Financial Projections

COMMON DOCUMENTS REQUIRED

  • PAN Card
  • Aadhaar Card / Address Proof
  • Photograph
  • Bank Statements
  • Certificate of Incorporation / Registration
  • Partnership Deed / LLP Agreement
  • GST Registration & Returns
  • Udyam / MSME Registration
  • Business Address Proof
  • Business Bank Statements
  • Income Tax Returns
  • Balance Sheet
  • Profit & Loss Statements
  • Financial Statements
  • Existing Loan Statements
  • Property Documents
  • Project Report & Cost Estimates
  • Business Plan & CMA Statements
  • Machinery Quotations
PROPERTY ASSET MONETIZATION

UNLOCK THE FUNDING POTENTIAL
OF YOUR PROPERTY.

Property-backed funding solutions for eligible customers utilizing acceptable residential, commercial, or industrial real estate as security, subject to lender criteria.

* Note: The final loan amount, interest rate, tenure, security requirements, and approval are determined by the respective lender.

Potential LAP Requirements:

Business Expansion Working Capital Project Requirements Debt Consolidation Property Development Other Eligible Requirements
LAP Coordination Process:
Assessment Proposal Prep Documentation Lender Coordination Processing Credit Review

Suitable Industry Segments:

Manufacturing Units Industrial Businesses Construction Companies Engineering Units Processing Industries MSMEs Modernization Projects
Coordination Stages:
Assessment Documentation Machinery Details Lender Submission Credit Assessment Sanction
CAPITAL EXPENDITURE

FINANCE FOR MACHINERY &
BUSINESS EQUIPMENT.

Financing assistance for eligible businesses seeking to purchase new or used machinery, industrial equipment, and core operating plant assets to scale output.

EXPLORE MACHINERY FINANCE
RESIDENTIAL SOLUTIONS

HOME FINANCE, STRUCTURED
AROUND YOUR REQUIREMENT.

Structured home financing solutions coordinated for salaried professionals, self-employed individuals, and business owners looking to purchase, construct, or improve residential property.

DISCUSS HOME FINANCE

Funding Facilities:

Home Purchase Finance Home Construction Finance Home Improvement / Extension Affordable Housing Finance Balance Transfer Top-Up Loan
Target Applicant Profiles:

Salaried Individuals • Self-Employed Professionals • Business Owners • Other Eligible Applicants

CLARITY & TRANSPARENCY

FREQUENTLY ASKED QUESTIONS

Find clear answers regarding FUNDMORE's role, services, and lender coordination procedures.

FUNDMORE assists with Business Loans, Project Finance, MSME & CGTMSE Funding, Loan Against Property (LAP), Machinery & Equipment Finance, Working Capital Finance, Home Loans, Affordable Housing Finance, Secured & Unsecured Funding, and Structured Finance proposals.
FUNDMORE assists eligible MSME applicants in exploring financing under applicable CGTMSE-backed credit schemes through Banks and NBFCs, subject to scheme guidelines and lender approval.
Yes, new businesses and project promoters can explore funding options such as project finance, secured loans, or applicable government-backed schemes, depending on profile, project viability, promoter background, and lender credit policies.
Yes, applicants with existing loans can explore additional financing, balance transfer, top-up facilities, or refinancing options, subject to repayment track record, income, cash flows, and lender evaluation.
Documentation depends on the loan category and applicant profile. Commonly required documents include KYC (PAN, Aadhaar/address proof), banking statements, business registrations (GST, Udyam), income tax returns, financial statements, and collateral or project reports where applicable.
The processing time depends on the loan category, completeness of documentation, lender evaluation process, property verification, and credit assessment. FUNDMORE assists in organizing documents and coordinating follow-ups to keep the process structured.
No. FUNDMORE does not guarantee loan approval. Final decisions on loan sanction, sanctioned amount, rate of interest, tenure, security requirement, and disbursement are solely at the discretion of the respective Bank or NBFC based on credit policies.
No. FUNDMORE is a funding and financial consultancy division of AR Consultancy & Co.. We provide consultation, documentation assistance, proposal structuring, and lender coordination. All funding facilities are sanctioned and disbursed directly by partner Banks and NBFCs.

IMPORTANT FUNDING INFORMATION

FUNDMORE does not guarantee loan approval. Final decisions relating to loan sanction, interest rate, loan amount, tenure, security requirements, processing, and disbursement are determined by the respective lender based on its internal credit policies and assessment.

All financing facilities are subject to applicant eligibility, documentation, credit assessment, applicable lender policies, terms and conditions, and final approval by the respective Bank or NBFC.

GET IN TOUCH

LET'S DISCUSS YOUR
FUNDING REQUIREMENT.

Looking for funding for your business, project, property, machinery, working capital, or home? Connect with FUNDMORE to discuss your requirement and explore available financing options through our network of financial institutions.